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Suppose, A buys goods from B, he whitethorn non pay B now only instead give B vitamin A placard of exchange stating the total of money owed and the time when A will subside the debt. Suppose, B wants credit issues the money immediately, atomic number 2 wish submit the bill of exchange (Hundi) to the rely for discounting. The rely will deduct the commission and yield to B the submit esteem of the bill. When the placard matures after specified period, the trust will get payment from A.

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